Showing posts with label mortgage. Show all posts
Showing posts with label mortgage. Show all posts

Thursday, January 3, 2013

Priority #1 progress - denied a mortgage

Unfortunately, it turns out one has to wait at least 2 years, and possibly up to 7, after a bankruptcy to even be considered for a mortgage.  That gets eliminated from my list.  What do I have left?


So, what are the options for sleeping:
1)  Getting an apartment
3)  Sleeping in a van
4)  Become someone's roommate.
5)  Find a live-in job
6)  Get a large business space and live out of that

It might be impossible to get an apartment, too, because they do a credit check first.  While I am leaning toward buying a van right now, I should try to find an apartment.

I'm going to need to do that outside of Craig's List because I keep getting scammers.

Priority #1 progress - applying for a mortgage

In an effort to get Priority #1: Finding a Place to Sleep moving, I checked on a locally advertised company, Freedom Financial Services.  They open at 10 a.m. in the Chapel Hills Mall, so I am going to go down there and see if there is anything they can do.  They have something called a nonconforming loan, which their website says could be the ticket for people with less-than-good credit.  Hey, if I come away from today knowing my credit is just too bad to get a home loan, I can at least eliminate this option from my list.