Unfortunately, it turns out one has to wait at least 2 years, and possibly up to 7, after a bankruptcy to even be considered for a mortgage. That gets eliminated from my list. What do I have left?
So, what are the options for sleeping:
1) Getting an apartment
3) Sleeping in a van
4) Become someone's roommate.
5) Find a live-in job
6) Get a large business space and live out of that
It might be impossible to get an apartment, too, because they do a credit check first. While I am leaning toward buying a van right now, I should try to find an apartment.
I'm going to need to do that outside of Craig's List because I keep getting scammers.
Showing posts with label mortgage. Show all posts
Showing posts with label mortgage. Show all posts
Thursday, January 3, 2013
Priority #1 progress - applying for a mortgage
In an effort to get Priority #1: Finding a Place to Sleep moving, I checked on a locally advertised company, Freedom Financial Services. They open at 10 a.m. in the Chapel Hills Mall, so I am going to go down there and see if there is anything they can do. They have something called a nonconforming loan, which their website says could be the ticket for people with less-than-good credit. Hey, if I come away from today knowing my credit is just too bad to get a home loan, I can at least eliminate this option from my list.
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