"If opportunity doesn't knock, build a door."
--Milton Berle
Thursday, January 3, 2013
Something Accomplished!
Well, a minor goal has been accomplished. I have finally cleaned up my emails. I discovered there was stuff out there from a year ago. Ouch. Anyhow, it is now all cleaned and organized. Now I need to figure out a few things to do while waiting to go to Freedom Financial Services to talk about a mortgage.
Priority #1 progress - applying for a mortgage
In an effort to get Priority #1: Finding a Place to Sleep moving, I checked on a locally advertised company, Freedom Financial Services. They open at 10 a.m. in the Chapel Hills Mall, so I am going to go down there and see if there is anything they can do. They have something called a nonconforming loan, which their website says could be the ticket for people with less-than-good credit. Hey, if I come away from today knowing my credit is just too bad to get a home loan, I can at least eliminate this option from my list.
New year, new commitment
With the new year I have to bring a new commitment to the things I wish to accomplish. Right now, the thing that seems to be hampering me most is not having a home. So, I need to come up with a plan to find some place to sleep, and I am going to use this blog to help me organize my thoughts.
So, what are the options for sleeping:
1) Getting an apartment
2) Buying a house
3) Sleeping in a van
4) Become someone's roommate.
5) Find a live-in job
6) Get a large business space and live out of that
If these are my 4 options, what are the steps I need take:
1) Fix credit rating
2) Get pre-approved for a home loan
3) Look at vans
4) Find a roommate
5) Locate potential business spaces
6) Apply for jobs
As I have been writing this, things have altered quite a bit. I have thought of two other ways to have a place to sleep and added those. In my mind, I am thinking the order will be something like this: Get started on the pre-approval. While that is processing, look for a live-in job and a large business space. I can also start fixing my credit rating. If the loan is not approved and I am unable to find a live-in job or an appropriately priced business space, I will buy a van to live in. In the event there is no appropriate van for sale, I will have to look for a roommate situation as a last resort.
No matter what the order, finding a place to sleep, and possibly live, is my current #1 priority. Everything else takes a back seat for now.
So, what are the options for sleeping:
1) Getting an apartment
2) Buying a house
3) Sleeping in a van
4) Become someone's roommate.
5) Find a live-in job
6) Get a large business space and live out of that
If these are my 4 options, what are the steps I need take:
1) Fix credit rating
2) Get pre-approved for a home loan
3) Look at vans
4) Find a roommate
5) Locate potential business spaces
6) Apply for jobs
As I have been writing this, things have altered quite a bit. I have thought of two other ways to have a place to sleep and added those. In my mind, I am thinking the order will be something like this: Get started on the pre-approval. While that is processing, look for a live-in job and a large business space. I can also start fixing my credit rating. If the loan is not approved and I am unable to find a live-in job or an appropriately priced business space, I will buy a van to live in. In the event there is no appropriate van for sale, I will have to look for a roommate situation as a last resort.
No matter what the order, finding a place to sleep, and possibly live, is my current #1 priority. Everything else takes a back seat for now.
Tuesday, January 1, 2013
Target quote
"We all yearn for something, and that something . . . is the other sock."
--Target commercial
--Target commercial
Thursday, December 27, 2012
M. C. Escher quotation
"Until you're ready to look foolish, you'll never have the possibility of being great."
--M. C. Escher
original source unknown
--M. C. Escher
original source unknown
Sunday, December 23, 2012
A homeless holiday
So, what is a homeless guy going to do on the holiday? Well . . .
I am already at the church I clean, and there is nobody here. Therefore, I am going to try to clean the church as fast as I can and then get some sleep.
The YMCA opens at 5 a.m., so I will head over there to get some exercise and shower. That will take about 2 hours.
At 7:30 a.m., the Comfort Dental chain offers free dental work, so I plan on heading over there to see if I can get some cavities filled. They are open until 11:30 a.m.
When I leave there, I will probably go to a movie theater. I will pay for one movie and then try to sneak into others if I can. I need to waste enough time to avoid returning to the church until after 9 p.m., when Christmas Eve services are finished.
I will clean fast and sleep at the church.
For Christmas Day, I have no idea what is going to be open. I will attempt the WalMart and maybe a mall. If the WalMart is open, I will start working on my frugalista report comparing WalMart to Target to King Soopers. If the WalMart is not open, I will drive to the nearest mall to see if it is open. Otherwise, I have no idea what I will do on Tuesday.
The church is having a dinner, so I cannot return to the church until after 2 p.m. Hopefully, it will be safe to do that, especially if I can find no other place to be.
I really need to make a few decisions:
1) Should I keep looking for a job or just get my businesses started?
2) Will either be easier if I have an apartment or buy a van to live in?
3) I supposed another important question is do I want to move back to Wisconsin? Or maybe even somewhere I have never been? Because I really, REALLY need to get out of this shit hole named Colorado Springs.
---Update 1---
I have done the preliminary cleaning of 3 of the 5 hallways and decided to take a break. I was originally going to nap, but I remembers there is week-old pasta in the church's fridge, which I was invited to eat by the youth activities leader. Therefore, I nuked a bowl of pasta and wrote this update instead of napping. Well, back to work.
I am already at the church I clean, and there is nobody here. Therefore, I am going to try to clean the church as fast as I can and then get some sleep.
The YMCA opens at 5 a.m., so I will head over there to get some exercise and shower. That will take about 2 hours.
At 7:30 a.m., the Comfort Dental chain offers free dental work, so I plan on heading over there to see if I can get some cavities filled. They are open until 11:30 a.m.
When I leave there, I will probably go to a movie theater. I will pay for one movie and then try to sneak into others if I can. I need to waste enough time to avoid returning to the church until after 9 p.m., when Christmas Eve services are finished.
I will clean fast and sleep at the church.
For Christmas Day, I have no idea what is going to be open. I will attempt the WalMart and maybe a mall. If the WalMart is open, I will start working on my frugalista report comparing WalMart to Target to King Soopers. If the WalMart is not open, I will drive to the nearest mall to see if it is open. Otherwise, I have no idea what I will do on Tuesday.
The church is having a dinner, so I cannot return to the church until after 2 p.m. Hopefully, it will be safe to do that, especially if I can find no other place to be.
I really need to make a few decisions:
1) Should I keep looking for a job or just get my businesses started?
2) Will either be easier if I have an apartment or buy a van to live in?
3) I supposed another important question is do I want to move back to Wisconsin? Or maybe even somewhere I have never been? Because I really, REALLY need to get out of this shit hole named Colorado Springs.
---Update 1---
I have done the preliminary cleaning of 3 of the 5 hallways and decided to take a break. I was originally going to nap, but I remembers there is week-old pasta in the church's fridge, which I was invited to eat by the youth activities leader. Therefore, I nuked a bowl of pasta and wrote this update instead of napping. Well, back to work.
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